Considering Laser Cataract Surgery? Here’s what you should know!
Cataract surgery
involves removing a clouded lens from your eye and replacing it with a clear
synthetic version. There was a time when undergoing the surgery required a
patient to spend several days in the hospital along with several weeks of
recovery. Today, thanks to the advancement in science and technology, Laser
Cataract Surgery in NJ is performed on an outpatient basis under
the influence of local anesthesia. The surgery can be performed within minutes
and allow the patient to go back to their regular lives in a few days. Today,
it’s easier to undergo the surgery considering the fact that it is an
absolutely pain-free and quick procedure.
When you should decide
to undergo the procedure?
According to Dr. Joseph
Dello Russo, an experienced ophthalmologist at The New Jersey Eye Center, there
is no rush to undergo the procedure. It is definitely a serious problem but not
life-threatening. When you should consider having the surgery is a decision
that is based on how much cataract intervenes in your daily life and vision.
Your opthalmologist can help you understand your needs and decide when you
should get the surgery.
How much cataract
surgery cost?
The cost of Laser
cataract surgery depends on various factors such as –
- The
location where you live
- The
cost of the anesthesia required during the surgery
- Your
insurance provider or policy you’ve opted for the surgery
- Health
insurance plan of the patient
- Your
eye health
Cataract surgery cost
with insurance
Laser cataract surgery
is covered by major health insurance plans as well as Medicare as the majority
of the patients requiring the surgery are 65 or above. If your cataract surgery
is covered by your insurance, you may require to spare out-of-pocket costs with
10 to 20% coinsurance.
Cataract cost without
insurance
The average cost of the
procedure with a standard monofocal IOL in America without insurance was
approximately $3,497 in 2017. However, with time and advancement in the
technology used to perform the surgery, the cost of the surgery has increased
significantly. For instance, if you want to have a presbyopia-correcting IOL
instead of a standard monofocal IOL, you will end up paying a lot more than you
initially thought you would.
Out-of-pocket cataract
surgery cost
Cataract surgery is
often covered by major health insurance in part for all the medically essential
aspects of the surgery. For instance, a standard monofocal intraocular lens is
covered by the insurance as it is medically essential to replace the clouded
lens with a new clear lens. With the standard lens, your distance vision is
restored but you may still need to wear eyeglasses for nearsightedness. To get
rid of the glasses, you can choose an advanced and better lens but the cost of
these premium products will not be covered by your insurance provider. These
are called out-of-pocket costs and need to be paid by the patient.
When planning to undergo
the procedure, it’s best to consult with your eye doctor and know about the
overall laser
cataract surgery cost in NJ. This allows you to understand what
aspects of the surgery are covered by your insurance and how much you may end
up paying after the surgery.
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